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Business Funding
💰 Business Funding & Resources
Whether you're launching a startup or scaling your business, find the right funding opportunities tailored for entrepreneurs. Explore grants, loans, and alternative funding options below!
🤖 Need Help Choosing?
Our AI-powered Blaque Bot can provide personalized funding recommendations based on your business needs, stage, and goals. It will open automatically to assist you!
🏛️SBA Funding Programs
7(a) Loan Program POPULAR
The most flexible SBA loan for general business purposes including working capital, equipment, and real estate.
Up to $5 million
Up to 25 years
Medium
Best for: Established businesses with 2+ years of operation, good credit (680+), and collateral.
📋 Learn More504 Loan Program
Long-term, fixed-rate financing for major fixed assets like real estate and equipment.
Up to $5.5 million
10, 20, or 25 years
Medium-Hard
Best for: Buying buildings, land, or heavy equipment. Requires 10% down payment.
📋 Learn MoreMicroloan Program STARTUP FRIENDLY
Small, short-term loans for startups and small businesses with limited credit history.
Up to $50,000
Up to 6 years
Easy-Medium
Best for: New businesses, startups, and entrepreneurs who can't qualify for traditional loans.
📋 Learn More🎁Small Business Grants
Grants.gov - Federal Grants Database
Comprehensive database of all federal grant opportunities across multiple agencies.
Varies widely
3-6 months
Hard
Best for: Research, innovation, community development, and specific industry programs.
🔍 Search GrantsSBIR/STTR Programs TECH/R&D
Federal grants for small businesses engaged in research and development with commercialization potential.
Phase I: $50K-$250K
Phase II: $750K-$2M
6-12 months
Very Hard
Best for: Tech startups, AI, biotech, clean energy, and innovative R&D projects.
🔬 Learn MoreHello Alice Small Business Grants ACCESSIBLE
Regular grant opportunities for diverse small business owners, especially women and minority entrepreneurs.
$5,000 - $25,000
1-3 months
Medium
Best for: Women, BIPOC, LGBTQ+, veteran, and disability-owned businesses.
🎯 Apply NowAmber Grant for Women
Monthly $10,000 grants awarded to women entrepreneurs, with an annual $25,000 grant.
$10,000 monthly
$25,000 annually
Monthly winners
Easy-Medium
Best for: Women-owned businesses at any stage. Simple application process.
💐 Apply Here🌟Minority & Diverse Business Funding
Minority Business Development Agency (MBDA) NEW 2026
Free consulting and capital access support for minority-owned businesses. Expanded programs in 2026.
Free consulting
Capital access
Contract opportunities
Ongoing support
Easy
Best for: Minority-owned businesses seeking guidance, funding connections, and federal contracts.
🌟 Get StartedSBA 8(a) Business Development Program
9-year program providing training, mentorship, and access to federal contracting opportunities.
Federal contracts
Sole-source awards
Mentorship
9-year program
Medium-Hard
Best for: Socially and economically disadvantaged businesses with 2+ years in operation.
📈 Learn More🚀Alternative Funding & Investors
Revenue-Based Financing HOT IN 2026
Get funding based on monthly revenue. No equity given up, flexible repayment.
- Lighter Capital: For SaaS and tech companies with recurring revenue
- Clearco: E-commerce and DTC brands ($10K-$10M)
- Pipe: Turn recurring revenue into upfront capital
$10K - $10M
1-2 weeks
Easy-Medium
Best for: SaaS, e-commerce, and subscription businesses with $10K+ monthly revenue.
Crowdfunding Platforms
Raise capital from the crowd - customers, supporters, and the public.
- Kickstarter: Rewards-based for creative projects and products
- Indiegogo: Flexible funding for all types of projects
- Republic: Equity crowdfunding for startups (raise up to $5M)
- WeFunder: Equity crowdfunding with lower minimums
$5K - $5M+
30-60 day campaigns
Medium
Best for: Products, creative projects, and startups with a compelling story.
Angel Investors & Venture Capital
Equity funding for high-growth startups with significant potential.
- AngelList: Connect with angel investors and VCs
- Gust: Platform for startups seeking investors
- Crunchbase: Research VCs and track funding rounds
- PitchBook: Comprehensive VC and PE database
Angels: $25K-$500K
VC: $500K-$50M+
3-12 months
Very Hard
Best for: Tech startups, AI, SaaS, biotech with 10x+ growth potential.
💳Business Credit & Growth Capital
Kiva - 0% Interest Microloans 0% INTEREST
Crowdfunded 0% interest loans for entrepreneurs worldwide. No credit check required.
Up to $15,000
6-36 months
Easy
Best for: Startups and underserved entrepreneurs with limited credit history.
🌍 Apply at KivaLendio - Loan Marketplace
Compare loan options from 75+ lenders in one application. Get matched with the best rates.
$1K - $5M
24-48 hours
Medium
Best for: Businesses that want to compare multiple loan offers at once.
🔍 Compare LoansFundbox - Business Line of Credit
Flexible line of credit for cash flow management. Draw funds as needed.
Up to $150,000
Same day approval
Easy-Medium
Best for: Businesses needing flexible working capital for inventory, payroll, or expenses.
💳 Get Started🆘Disaster Relief & Emergency Assistance
Economic Injury Disaster Loans (EIDL)
Low-interest loans for businesses affected by declared disasters. Provides working capital to help through recovery.
Up to $2 million
Up to 30 years
~4% (low)
Best for: Businesses in declared disaster areas needing working capital.
🆘 Get DetailsPhysical Damage Disaster Loans
Repair or replace damaged property, equipment, and inventory after disasters.
Up to $2 million
Up to 30 years
~4% (low)
Best for: Businesses with physical damage from hurricanes, fires, floods, etc.
🏗️ Apply Now📋 Quick Funding Guide: Which Option is Right for You?
Try: Kiva, SBA Microloans, Hello Alice Grants, Crowdfunding
Try: SBA 7(a) Loans, Business Line of Credit, Revenue-Based Financing
Try: Angel Investors, VC Funding, SBIR/STTR Grants
Try: MBDA Programs, 8(a) Certification, Minority-Focused Grants
Try: Revenue-Based Financing (Clearco, Lighter Capital, Pipe)
Try: Amber Grant, Hello Alice, IFundWomen, WomensNet
Ready to Fund Your Business? 💰
Use the resources above to explore funding options, or chat with Blaque Bot for personalized guidance!
📋 Important Disclaimer:
This funding guide is for informational and educational purposes only and does not constitute financial or investment advice. Funding availability, terms, and eligibility requirements vary by provider, location, and individual circumstances.
Blaque Net does not guarantee: Funding approval, grant awards, loan acceptance, investment opportunities, or specific outcomes. All resources and recommendations should be independently verified and evaluated for your specific situation.
Always consult with qualified financial advisors, accountants, and legal professionals before making significant financial decisions. Funding terms, interest rates, and program requirements change frequently - verify current details with providers.
Blaque Net is not affiliated with or partnered with any funding providers, lenders, grant programs, or investment platforms listed on this page. We recommend conducting thorough research and reading reviews before applying.
Last Updated: January 2026 | Resources reviewed for accuracy as of publication date
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