💰 Business Funding & Resources

🏛️SBA Funding Programs

7(a) Loan Program POPULAR

The most flexible SBA loan for general business purposes including working capital, equipment, and real estate.

Best for: Established businesses with 2+ years of operation, good credit (680+), and collateral.

504 Loan Program

Long-term, fixed-rate financing for major fixed assets like real estate and equipment.

Best for: Buying buildings, land, or heavy equipment. Requires 10% down payment.

Microloan Program STARTUP FRIENDLY

Small, short-term loans for startups and small businesses with limited credit history.

Best for: New businesses, startups, and entrepreneurs who can't qualify for traditional loans.

🎁Small Business Grants

Grants.gov - Federal Grants Database

Comprehensive database of all federal grant opportunities across multiple agencies.

Best for: Research, innovation, community development, and specific industry programs.

SBIR/STTR Programs TECH/R&D

Federal grants for small businesses engaged in research and development with commercialization potential.

Best for: Tech startups, AI, biotech, clean energy, and innovative R&D projects.

Hello Alice Small Business Grants ACCESSIBLE

Regular grant opportunities for diverse small business owners, especially women and minority entrepreneurs.

Best for: Women, BIPOC, LGBTQ+, veteran, and disability-owned businesses.

Amber Grant for Women

Monthly $10,000 grants awarded to women entrepreneurs, with an annual $25,000 grant.

Best for: Women-owned businesses at any stage. Simple application process.

🌟Minority & Diverse Business Funding

Minority Business Development Agency (MBDA) NEW 2026

Free consulting and capital access support for minority-owned businesses. Expanded programs in 2026.

Best for: Minority-owned businesses seeking guidance, funding connections, and federal contracts.

SBA 8(a) Business Development Program

9-year program providing training, mentorship, and access to federal contracting opportunities.

Best for: Socially and economically disadvantaged businesses with 2+ years in operation.

🚀Alternative Funding & Investors

Revenue-Based Financing HOT IN 2026

Get funding based on monthly revenue. No equity given up, flexible repayment.

• Lighter Capital: For SaaS and tech companies with recurring revenue
• Clearco: E-commerce and DTC brands ($10K-$10M)
• Pipe: Turn recurring revenue into upfront capital

Best for: SaaS, e-commerce, and subscription businesses with $10K+ monthly revenue.

Crowdfunding Platforms

Raise capital from the crowd - customers, supporters, and the public.

• Kickstarter: Rewards-based for creative projects and products
• Indiegogo: Flexible funding for all types of projects
• Republic: Equity crowdfunding for startups (raise up to $5M)
• WeFunder: Equity crowdfunding with lower minimums

Best for: Products, creative projects, and startups with a compelling story.

Angel Investors & Venture Capital

Equity funding for high-growth startups with significant potential.

• AngelList: Connect with angel investors and VCs
• Gust: Platform for startups seeking investors
• Crunchbase: Research VCs and track funding rounds
• PitchBook: Comprehensive VC and PE database

Best for: Tech startups, AI, SaaS, biotech with 10x+ growth potential.

💳Business Credit & Growth Capital

Kiva - 0% Interest Microloans 0% INTEREST

Crowdfunded 0% interest loans for entrepreneurs worldwide. No credit check required.

Best for: Startups and underserved entrepreneurs with limited credit history.

Lendio - Loan Marketplace

Compare loan options from 75+ lenders in one application. Get matched with the best rates.

Best for: Businesses that want to compare multiple loan offers at once.

Fundbox - Business Line of Credit

Flexible line of credit for cash flow management. Draw funds as needed.

Best for: Businesses needing flexible working capital for inventory, payroll, or expenses.

🆘Disaster Relief & Emergency Assistance

Economic Injury Disaster Loans (EIDL)

Low-interest loans for businesses affected by declared disasters. Provides working capital to help through recovery.

Best for: Businesses in declared disaster areas needing working capital.

Physical Damage Disaster Loans

Repair or replace damaged property, equipment, and inventory after disasters.

Best for: Businesses with physical damage from hurricanes, fires, floods, etc.